You’ve taken a deep breath, crunched the numbers, consulted your friends & family, rubbed your clammy palms together—and you’re finally ready to pull the trigger. Going skydiving? Popping the question? Nah, we’re not talking about anything that scary. We’re referring …
The following column from Jim Kelly, the chief operating officer at ING DIRECT, originally appeared in the San Diego Union Tribune on May 20, 2011. San Diego housing prices fell again last month. While prices bottomed out in August 2008, …
Let us examine the American Dream, as presented to us in fairytales and made-for-TV movies: Big house, white picket fence, swingset in the backyard and Spot taking a squat by the hydrangea bush. This, of course, is a clichéd American …
Arkadi Kuhlmann, CEO of ING DIRECT, recently published this letter to the editor in the New York Times. To the Editor: Bethany McLean is correct that the 30-year mortgage is an outdated product (“Who Wants a 30-Year Mortgage?,” Op-Ed, Jan. …
Chris Birk writes about government loans and the mortgage industry for several publications, including Mortgages Unzipped and Military United. He is a former journalist and college professor. It has all the makings of a cheesy public service announcement: A panic-stricken …
Ever wish mortgage lenders were more like windows and less like brick walls? That is, a little clearer about their rates, terms and what it means to you on a monthly, annual and long-term basis? Well, your wish just became …
Home is where your heart is. It’s the cornerstone of family life. It’s where you live. And it can (and should) be your biggest savings account. Chances are it’s where the bulk of your debt resides, too. If you’re like …
Are you ready to say “goodbye” to renting – and begin building equity? If you are and it’s your first home purchase, here are some pointers to keep in mind before you start searching for your (first) home: First things …
