Putting the good faith back in mortgages.

You’ve taken a deep breath, crunched the numbers, consulted your friends & family, rubbed your clammy palms together—and you’re finally ready to pull the trigger. Going skydiving? Popping the question? Nah, we’re not talking about anything that scary. We’re referring …

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Arkadi Kuhlmann: Putting the ‘Own’ Back In Homeowner

The following op-ed by ING DIRECT president & CEO Arkadi Kuhlmann originally appeared in the Wall Street Journal on April 11, 2011. If the financial crisis revealed anything about homeownership in this country, it’s that “ownership” is too often a …

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Better Approaches to Home Loans

Arkadi Kuhlmann, CEO of ING DIRECT, recently published this letter to the editor in the New York Times. To the Editor: Bethany McLean is correct that the 30-year mortgage is an outdated product (“Who Wants a 30-Year Mortgage?,” Op-Ed, Jan. …

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First time homebuyer? Get all your ducks in a row.

Itching to buy a home for the first time? Maybe you sat on the fence while everyone else jumped it for the low housing prices – and even lower interest rates. Don’t let first-time home-buying jitters keep you from taking the plunge. …

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The new name of the mortgage lending game? Transparency.

Ever wish mortgage lenders were more like windows and less like brick walls? That is, a little clearer about their rates, terms and what it means to you on a monthly, annual and long-term basis? Well, your wish just became …

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Renting vs. Homeowning: What’s your Saver stance?

If you’ve ever wrestled with the “renting vs. owning” question, you know it’s not always an obvious or easy decision. Frugal Dad enters the ring and pins down his thoughts on renting. According to him, renting doesn’t always equate to …

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A make-believe budget could change your reality. For realsies.

Remember the days of make believe? You could entertain yourself for hours just by using your own imagination. Cops and robbers. Super heroes. House. All fun and fond memories. Guess what? We think as an adult you could stand to …

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Homeownership: An opportunity, not a right.

Post by Arkadi Kuhlmann, CEO of Savings If you want to own a home, save for it. It’s a simple concept, one your parents most likely subscribed to. Sadly, it’s a message that has been lost in translation over the …

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