A recent research study reports that nearly 50% of Americans say they “definitely” or “probably” couldn’t come up with $2,000 in 30 days. According to the study, this puts them in the land of financial fragility—in other words, they’re living …
Hey Savers. Let’s have some fun and play a little game of fill-in-the-blanks. The big question is: You need checking fees like you need ____________. We’ll go first. We need checking fees like we need a financial wedgie. How about …
A recent research study reports that nearly 50% of Americans say they “definitely” or “probably” couldn’t come up with $2,000 in 30 days. According to the study, this puts them in the land of financial fragility—in other words, they’re living …
We are dedicated to keeping financially responsible Americans in their homes. In case you hit a rough patch, we have a dedicated Home Retention team to work through options with you. Since 2008, ING DIRECT has experienced a very low …
Right after their mortgage closes, we offer to set up free automatic electronic payments for Customers. We encourage bi-weekly payments, which have the effect of making one more payment annually, helping borrowers pay down their mortgage even faster. Another way …
Experience tells us that providing borrowers with the right tools is critical to getting the appropriate mortgage. We offer a state-of-the-art “Solutions Finder” on ingdirect.com to allow users to browse and explore before they make such an important financial decision. …
When the initial 5 or 7 year fixed rate period expires, we provide viable options. After the fixed rate period, rates can adjust upward or downward, but there are caps to prevent surprises. Caps are limits over which the loan …
We do not offer 30‐year fixed‐rate mortgages because we don’t believe in them. Here, everyone gets the same deal, with no need to haggle. You don’t pay “points”, which may range from 0.50% to 2.00% of the loan value to …
Recently, homeowners have been faced with complex and difficult situations. The concept of “strategic default” has become a more common part of consumers’ language than anyone could have ever imagined. Strategic default is more common among borrowers with small down …
A recent research study reports that nearly 50% of Americans say they “definitely” or “probably” couldn’t come up with $2,000 in 30 days. According to the study, this puts them in the land of financial fragility—in other words, they’re living …
Is there a single event that turned retirement from a far-off to-do into a real, stark reality? We asked our Customer Bloggers to weigh in. Here’s what Alison, a 31 year old Saver in Los Angeles, has to say. When …
